I didn’t know anything about credit at first, I was told it was bad and creates debt..

But everything I wanted and sometimes needed required credit…

I started education myself about credit and first came across secure credit cards and loans I quickly built my credit profile to well over 620 in college…

It help me purchase books which was $300-500 a piece, and I was barely working 20hrs as a full time students…

I took out multiple personal loans just to cover tuition when I didn’t have enough money…

I actually got kicked out twice due to financial issues and not being able to cover tuition…

During the breaks I would work as much as I could to save up cash and pay down my debt… just like I was told right?

But here is the thing the more I did this throughout college the higher my limits went, I got smarter and learnt about utilization and credit history…

Fast forward a few years letter I’m making car purchases of my dream cars taking trips I didn’t think I would take.

Seeing places I only seen in movies, life was getting good, then Covid hit and I lost my job…

My Cards got maxed out and some even went to collections..

I was down bad in Credit, I wasn’t starting fresh I had to repair my credit…

Even though my history got me approve my limits weren’t the same, the rates were outrageous…

I learnt about factual disputing and metro 2 disputing and boy did that help..

So I started helping others and they’re getting approved for over $15,000 credit limits in less than 2 weeks

using insider’s strategies that I paid thousands of dollars just to learn myself…